by Cara Czarnecki | Apr 9, 2020 | Budget, Coffee, Recipes
Coffee is one of life’s delicious luxuries. Some would argue that it’s not a luxury, but a necessity. If you’re an entrepreneur your client meeting spot is probably your local coffee shop. If you’ve ever been on an online dating app you’ve probably seen the inside of...
by Cara Czarnecki | Nov 10, 2018 | Budget, How to Save Money, Money Mindset, Saving, Wealth Building
'Tis the Season We’re officially in the “holiday season” and whichever holiday you celebrate, this time of year can either be blissful or absolutely dreadful. Holiday event schedules and the spending (oh the spending!) can send some people into an anxiety induced...
by Cara Czarnecki | Aug 23, 2018 | Budget
Needs vs Wants When it Comes to Budgeting By definition a need is something that is required, essential or very important. On the other hand, a want is something you have a desire to possess, or something your wish for. When budgeting, you really only have a...
by Cara Czarnecki | Aug 19, 2018 | Budget
Three Mistakes People Make When Budgeting and How to Avoid Them People seem to have a love/hate relationship with budgets. They know they need one, but they hate putting them together. If you’re left-brained and you love spreadsheets and reconciling your books...
by Cara Czarnecki | Jul 26, 2018 | Budget, Debt Reduction, How to Make Money, How to Save Money, Income Generating, Money Mindset, Wealth Building
Sometimes in life we all need a side hustle. Maybe you are a single mom trying to save for a family vacation. Or a recently graduated college student looking for ways to pay down your student loan quicker. Perhaps you are a stay at home mom looking for ways to make...
by Cara Czarnecki | Jun 28, 2018 | Budget, Credit Score, Debt Reduction, Investing, Leaving a Legacy, Money Mindset, Wealth Building
Do I have your permission for a few minutes to do some truth-talking? I hear so much talk about credit scores. People think their financial life revolves around their credit score - a number. If their credit score is low, they feel shame and humiliation. If...